← Back to Masters

Terry Smith - Investment Philosophy

The investment philosophy and approach of Terry Smith.

fundsmithactive-investingquality-investinguk-fund-managerphilosophyinvesting

Terry Smith - Investment Philosophy

Three Principles

  1. Only invest in good companies — Quality over everything
  2. Try not to overpay — Valuation matters, even for great businesses
  3. Do nothing — Extremely low turnover (3.2% in 2024, costing just £447,000)

Quality Metrics of the Fundsmith Portfolio

Metric Fundsmith S&P 500 Index
Return on Capital Employed 32% ~16%
Gross Margin 64% ~40%
Operating Profit Margin 30% ~15%
Interest Cover

Summary

Founder and Chief Investment Officer of Fundsmith, Britain's largest equity fund, known as the "British Buffett" for his quality-focused investment approach


Learn more at Terry Smith

Related Links